Filing your income tax in Singapore is famously efficient, but the “Year of Assessment” (YA) process can still feel like a maze if you aren\u2019t prepared. In 2026, the Inland Revenue Authority of Singapore (IRAS) has further streamlined the digital experience via the myTax Portal<\/a>.<\/span><\/p>\n Whether you\u2019re a first-time filer or a seasoned professional, this guide walks you through the exact steps to ensure your 2026 tax return is accurate and filed on time.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog” _builder_version=”4.27.4″ _module_preset=”default” min_height=”107.2px” custom_margin=”-7px|||||” custom_padding=”||0px|||” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”-26px|auto||auto||” custom_padding=”||8px|||” border_width_top=”1px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” background_enable_color=”off” custom_margin=”||2px|||” custom_padding=”||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”] For YA 2026 (which covers income earned from 1 Jan to 31 Dec 2025), you must file if:<\/span><\/p>\n The No-Filing Service (NFS):<\/b> If you received a notification saying you are on NFS, you don’t need to file. However, you <\/span>should still log in<\/b> to verify that your auto-included income and reliefs are correct.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog” _builder_version=”4.27.4″ _module_preset=”default” min_height=”107.2px” custom_margin=”-7px|||||” custom_padding=”||0px|||” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”-26px|auto||auto||” custom_padding=”||8px|||” border_width_top=”1px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” background_enable_color=”off” custom_margin=”||2px|||” custom_padding=”||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”] Mark these critical dates for 2026:<\/span><\/p>\n What you need:<\/b><\/p>\n Navigate to the<\/span> IRAS myTax Portal<\/span><\/a>. Select <\/span>“Personal Tax” and log in using your Singpass.<\/span><\/p>\n <\/span><\/p>\n Once in, look for the section <\/span>“Your Tax Overview \u2013 What You Need to Do.” Click the <\/span>“Verify” button to start reviewing your YA 2026 return.<\/span><\/p>\n <\/p>[\/et_pb_text][et_pb_image src=”https:\/\/mdmchongsme.com\/wp-content\/uploads\/2026\/03\/IRAS1.jpeg” alt=”How to report income tax Singapore” title_text=”IRAS1″ _builder_version=”4.27.6″ _module_preset=”default” width=”59%” module_alignment=”left” custom_margin=”-32px||32px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_image][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” text_font_size=”16px” custom_margin=”-1px|||||” custom_padding=”0px||0px|||” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] If your employer is under the AIS<\/a>, your salary and bonus details are already pre-filled.<\/span><\/p>\n Action: Compare the digital figures against your payslips. If you notice a discrepancy, or if you changed jobs in 2025 and an employer is missing, click <\/span>“Add New” to declare the additional income.<\/span><\/p>\n <\/span><\/p>\n This is for freelancers, PHV drivers, and business owners.<\/span><\/p>\n Note: In 2026, many platform workers will see pre-filled data. Ensure your “Adjusted Profit” (Revenue minus allowable expenses) is accurately reflected.<\/span><\/p>\n If you own a tenanted property, ensure the rental income is declared here.<\/span><\/p>\n Pro Tip: You can usually claim a flat 15% of gross rent as expenses,<\/a> or opt to claim actual expenses (interest on mortgage, repairs, etc.).<\/span><\/p>\n This is where you save money. The system pre-fills common reliefs like <\/span>Earned Income Relief and <\/span>CPF Relief.<\/span><\/p>\n Manual Entry Required: If you made a donation to a charity that doesn’t have your NRIC, or if you are claiming <\/span>Course Fees Relief (up to $5,500), you must enter these manually by clicking the <\/span>“Add New” button.<\/span><\/p>\n Cap Alert: Remember that total personal tax reliefs are capped at <\/span>$80,000.<\/span><\/p>[\/et_pb_text][et_pb_image src=”https:\/\/mdmchongsme.com\/wp-content\/uploads\/2026\/03\/IRAS2.jpeg” alt=”IRAS tax filling” title_text=”IRAS2″ _builder_version=”4.27.6″ _module_preset=”default” width=”59%” module_alignment=”left” custom_margin=”0px||32px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_image][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” text_font_size=”16px” custom_margin=”-1px|||||” custom_padding=”0px||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”] Before clicking submit, the portal generates a <\/span>Tax Computation. This shows:<\/span><\/p>\n <\/span><\/p>\n Click <\/span>“Submit.” Ensure you see the Acknowledgement Page. Save a PDF copy for your records. This is your proof of filing.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog” _builder_version=”4.27.4″ _module_preset=”default” min_height=”107.2px” custom_margin=”-7px|||||” custom_padding=”||0px|||” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”-26px|auto||auto||” custom_padding=”||8px|||” border_width_top=”1px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” background_enable_color=”off” custom_margin=”||2px|||” custom_padding=”||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”] From <\/span>mid-April to September 2026<\/b>, you will receive your <\/span>Notice of Assessment (NOA)<\/b>.<\/span><\/p>\n Payment:<\/b> Tax is typically due within <\/span>30 days<\/b> of the NOA date. Most Singaporeans use <\/span>GIRO<\/b> to split the payment into 12 interest-free monthly installments.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog” _builder_version=”4.27.4″ _module_preset=”default” min_height=”107.2px” custom_margin=”-7px|||||” custom_padding=”||0px|||” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”-26px|auto||auto||” custom_padding=”||8px|||” border_width_top=”1px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” background_enable_color=”off” custom_margin=”||2px|||” custom_padding=”||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”] Conclusion:<\/b> Don’t wait until the 17th of April to log in. Systems can be slow during peak periods. By following this step-by-step guide, you ensure you stay compliant with IRAS while keeping as much of your hard-earned money as possible through eligible reliefs.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog” _builder_version=”4.27.4″ _module_preset=”default” min_height=”107.2px” custom_margin=”-7px|||||” custom_padding=”||0px|||” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” custom_margin=”-26px|auto||auto||” custom_padding=”||8px|||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_image src=”https:\/\/mdmchongsme.com\/wp-content\/uploads\/2026\/03\/Step-by-Step-CTA.jpg” title_text=”Step-by-Step %91CTA%93″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_image][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” background_enable_color=”off” custom_margin=”||2px|||” custom_padding=”||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”] Taxes in Singapore can be straightforward, but optimizing your reliefs to stay below the $80,000 cap requires strategic planning. If you’re feeling overwhelmed or want to ensure you haven’t missed any lucrative deductions for YA 2026, we are here to help. Contact Mdm Chong<\/strong><\/a> today for a personalized tax consultation<\/a> and let us help you maximize your wealth while staying fully compliant.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":" Step-by-step guide to filing Singapore income tax in 2026. Learn how to use the myTax Portal and maximize your tax savings.<\/p>","protected":false},"author":2,"featured_media":1060,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-administration"],"yoast_head":"\nBefore You Begin: Do You Actually Need to File?<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”4px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” text_font_size=”16px” custom_margin=”-1px|||||” custom_padding=”0px||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”]
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Phase 1: Preparation & Deadlines<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”4px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” text_font_size=”16px” custom_margin=”-1px|||||” custom_padding=”0px||0px|||” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]
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Phase 2: The 8-Step E-Filing Process<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”4px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” text_font_size=”16px” custom_margin=”-1px|||||” custom_padding=”0px||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”]
Step 1: Log into the IRAS myTax Portal<\/h4>\n
Step 2: Access Your Tax Overview<\/h4>\n
Step 3: Verify Employment Income<\/h4>\n
Step 4: Declare Trade, Business, or Professional Income<\/h4>\n
<\/h4>\n
Step 5: Report Other Income (Rental & Royalties)<\/h4>\n
<\/h4>\n
Step 6: Review Deductions, Tax Reliefs & Rebates<\/h4>\n
Step 7: Preview Your Tax Bill<\/h4>\n
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Step 8: Submission and Acknowledgement<\/h4>\n
Phase 3: After Filing \u2013 The NOA<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”4px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” text_font_size=”16px” custom_margin=”-1px|||||” custom_padding=”0px||0px|||” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]
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Summary Checklist for Mdm Chong Readers<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”4px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” text_font_size=”16px” custom_margin=”-1px|||||” custom_padding=”0px||0px|||” global_colors_info=”{}” theme_builder_area=”post_content”]
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Need Help Filling Your Taxed?<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”4px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” text_font_size=”16px” custom_margin=”-1px|||||” custom_padding=”0px||1px|||” global_colors_info=”{}” theme_builder_area=”post_content”]